Cities File Suit Against the Administration for Deliberately Failing to Enforce the ACA

On August 2, a coalition of cities filed a federal lawsuit against President Trump and the Department of Health and Human Services, alleging that the administration has “intentionally and unconstitutionally” sabotaged the Affordable Care Act. The complaint alleges that the President has increased the cost of health coverage by discouraging enrollment, stoking uncertainty in the insurance markets, and reducing consumer choice. CHIR’s Emily Curran breaks down their complaint and evidence of alleged harm. Continue reading

State Efforts to Pass Individual Mandate Requirements Aim to Stabilize Markets and Protect Consumers

A handful of states are moving forward with plans to implement state-level individual health insurance mandates in light of Congress’s recent elimination of the federal mandate’s financial penalty. In their latest post for The Commonwealth Fund’s To the Point blog, CHIR experts Dania Palanker, Rachel Scwab and Justin Giovannelli analyze new sate individual mandate laws and highlight innovative models that were considered in states. Continue reading

The 2019 Affordable Care Act Payment Rule: Summary & Implications for States

The Trump administration has released a new final rule to govern the Affordable Care Act’s individual and small-group markets, known as the 2019 Notice of Benefit and Payment Parameters. The rule includes an expansion of states’ role over the ACA’s health plan benefit and affordability provisions. In her latest Expert Perspective for the Robert Wood Johnson Foundation’s State Health and Value Strategies Program, Sabrina Corlette untangles the rule and its implications for state decision-makers. Continue reading

Stepping in When States Don’t Step Up: First “State-Based” Plans Filed in Idaho, Violating the Affordable Care Act

Last week Blue Cross of Idaho filed the first “state-based” health plans, products that don’t comply with the Affordable Care Act’s requirements for coverage offered on the individual market. When a state can’t or won’t enforce federal law, the Department of Health & Human Services (HHS) is supposed to step in. CHIR’s Rachel Schwab outlines HHS’ authority to protect the rule of law and ensure that Idaho consumers continue to receive the benefits they are promised under the ACA. Continue reading

Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

The Trump administration is expected to reverse federal limitations on short-term insurance, which does not have to comply with Affordable Care Act rules like preexisting condition protections. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, Sabrina Corlette, and Maanasa Kona examine how ten states currently regulate the short-term insurance market. Continue reading

New Executive Order: Expanding Access to Short-Term Health Plans Is Bad for Consumers and the Individual Market

President Trump signed a “very major” executive order related to health care that is “going to cover a lot of territory.” The executive order takes steps to roll back a consumer protection related to short-term health plans. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, and Emily Curran assess the proposed regulatory changes and their impact on consumers and insurance markets. Continue reading

Trump’s New Rule on Birth Control is Basically Discrimination Against Women

The Trump administration recently released regulations allowing employers, colleges, and universities to eliminate birth-control coverage from their health-benefit plans because of religious or moral objections. CHIR expert Dania Palanker explains how these new rules will allow employers and schools to discriminate against women while undermining the importance of women’s health. Continue reading