Selling Health Insurance Across State Lines Doesn’t Lower Costs for Consumers

By Sabrina Corlette and Kevin Lucia

In the wake of the failure of the legislative effort to repeal and replace the Affordable Care Act (ACA), the fate of the President’s proposal to authorize the sale of insurance “across state lines” is unclear. However, the President already has the authority to promote cross-state sales, thanks in part to the ACA. While the ACA’s approach would encourage states to set up their own, interstate compacts, several pending Congressional proposals would effectively preempt states’ ability to regulate their markets. In their latest article for the Commonwealth Fund’s To The Point blog, Sabrina Corlette and Kevin Lucia examine the two approaches to “across state lines” sale of insurance, and what they mean for states and consumers. You can read the full article here.

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