Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

By Dania Palanker, Kevin Lucia, Sabrina Corlette, and Maanasa Kona

The Trump administration is expected to reverse federal limitations on short-term insurance, which does not have to comply with Affordable Care Act (ACA) market rules like preexisting condition protections. An upcoming proposed rule will likely rescind the minimal restrictions on short-term plans such as a contract length of no more than three month. If these changes are finalized, regulation of short-term policies will be left almost entirely to states.

In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, Sabrina Corlette, and Maanasa Kona examine how ten states currently regulate the short-term insurance market and how states can protect their individual insurance markets following federal regulatory changes. You can read their full post here.

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