Before the Affordable Care Act, where you lived determined how accessible and affordable coverage would be. In a new primer, we provide a 50-state review of access and affordability requirements before the ACA set a federal floor. This look back shows us the landscape we may return to if the ACA is repealed. Continue reading
While critics have been describing the demise of the marketplaces established by the Affordable Care Act, the Obama Administration has been taking steps to strengthen the risk pool and to ensure its long-term sustainability. These promising steps are now at risk under the threat of repeal with nothing to replace approach that Congressional leaders and the new administration seem to be taking. At risk and in jeopardy is the coverage of millions of people. CHIR’s Sandy Ahn takes a look. Continue reading
In the wake of the Affordable Care Act’s passage, 17 states embraced the chance to set up and manage their own marketplace and design an insurance market to meet local needs. In their latest article for the Commonwealth Fund, CHIR experts Sabrina Corlette, Emily Curran and Kevin Lucia review these states’ progress on expanding coverage and stabilizing their markets and find that they have much to lose if the law is repealed. Continue reading
Job-based plans cover 150 million people in the U.S. If the ACA is repealed, they stand to lose critical consumer protections that many have come to expect of their employer plan.
The end of the Obama Presidency is an opportunity to step back and assess his health care legacy and the historic accomplishment of health care reform. CHIR’s Sabrina Corlette shares her take for CNN. Continue reading
It’s a new year, and with it comes new hope for the Affordable Care Act’s (ACA) exchanges. Wall Street analysts recently released research that shows improvements in insurers’ finances for 2016, predicting even better margins for future years. But just as the markets are starting to stabilize, the incoming Congress and Administration are threatening to undo them. Continue reading
The incoming Congress and Administration have pledged to repeal the Affordable Care Act but hope to minimize disruption by providing for a transition period. However, insurers must make key decisions about health plans and pricing far in advance of bringing those plans to market. In an ongoing series of articles for The Commonwealth Fund, CHIR experts Sabrina Corlette and Kevin Lucia partner with Julie Andrews of Wakely Consulting Group to examine how the uncertainty created by Congressional action could result in far fewer plan choices and significantly higher premiums for consumers. Continue reading
As Congress discusses ACA repeal, there is another, potentially more immediate threat to ACA marketplaces. In their latest publication for The Commonwealth Fund, CHIR experts JoAnn Volk, Dania Palanker, Justin Giovannelli and Kevin Lucia look at what a loss of cost-sharing reductions would mean for ACA marketplaces and consumers.
Despite the gloom and doom surrounding the Affordable Care Act (ACA), when we look back at what the ACA has achieved, there is cause to celebrate this holiday season. Six years after President Barack Obama signed the ACA into law, we have the lowest uninsured rate and record enrollment numbers on Healthcare.Gov, showing just how much people need and want comprehensive health insurance. As we hum along to our favorite holiday hits, CHIR has composed a new carol to pay homage to the monumental health care law that has led to unprecedented coverage and consumer protections. Happy holidays! Continue reading
The NAIC wrapped up its Fall National Meeting last week, and although there was little of the upcoming ACA debate on the official agenda, the topic dominated the hallway chatter. JoAnn Volk provides a report on the meeting.