Affordable Care Act Repeal Efforts Would Impact State Laws, Too

With much of the attention about ACA repeal efforts focused on Washington DC, it’s easy to forget that repeal-and-replacement efforts would significantly affect state approaches to insurance regulation. In their latest article for The Commonwealth Fund’s To The Point blog, Kevin Lucia and Katie Keith examine what might happen in the 32 states and D.C. that have adopted state-level ACA protections. Continue reading

States That Leaned In on the Affordable Care Act Have Much to Lose

In the wake of the Affordable Care Act’s passage, 17 states embraced the chance to set up and manage their own marketplace and design an insurance market to meet local needs. In their latest article for the Commonwealth Fund, CHIR experts Sabrina Corlette, Emily Curran and Kevin Lucia review these states’ progress on expanding coverage and stabilizing their markets and find that they have much to lose if the law is repealed. Continue reading

A “Volatile Marketplace”: Second Quarter Earnings Calls Offer Glimpse of How Insurers Are Faring on ACA Marketplaces—and What 2017 Might Bring

In a turbulent year for the Affordable Care Act, health insurers’ second-quarter earnings calls and financial filings can offer a glimpse of how they are faring on the ACA marketplaces and strategies for 2017. In their latest publication for the Commonwealth Fund, CHIR experts Sabrina Corlette, Kevin Lucia and Emily Curran share key takeaways from these key insurance industry financial reports. Continue reading

State-Run SHOPs: An Update Three Years Post ACA Implementation

Small-business owners face unique challenges covering their employees; to lower barriers and increase options, the Affordable Care Act (ACA) created the Small Business Health Options Program (SHOP). In a new blog published by The Commonwealth Fund, CHIR experts Emily Curran, Sabrina Corlette, and Kevin Lucia evaluate the current state of these marketplaces three years into implementation. Continue reading

New Health Affairs Policy Brief Examines the Regulation of Health Plan Provider Networks

Limited networks have become increasingly common on ACA marketplaces, comprising almost half of all offerings during the first two years of the exchanges. In a new policy brief for Health Affairs, CHIR experts Justin Giovannelli, Kevin Lucia, and Sabrina Corlette examine what the states and the federal government are doing to ensure that marketplace plan networks are adequate and transparent. Continue reading

Factors Affecting Health Insurance Enrollment Through the State Marketplaces: Observations on the ACA’s Third Open Enrollment Period

Despite declining funding, enrollment through the state-based marketplaces increased nearly nine percent during the third open enrollment period. To learn what assistance and outreach strategies were most effective in attracting consumers, we surveyed marketplace officials to gain their unique insights and share major findings in our latest report. Continue reading

State Legislators Conduct Post-Mortem on Affordable Care Act CO-OPs and Plot Next Steps

State insurance legislators held their national meeting in Portland, Oregon last week, and the demise of 16 health insurance CO-OPs created under the Affordable Care Act was high on the agenda. CHIR’s own Sabrina Corlette was invited to provide legislators with testimony about the CO-OP program’s troubles. Key takeaways from the meeting – and next steps for state policymakers – are provided here. Continue reading

Beyond UnitedHealthcare: How Are Other Publicly Traded Insurers Faring on the Marketplaces?

Two-and-one-half years in, how do we assess the success and stability of the Affordable Care Act’s health insurance marketplaces? Much ink has been spilled over the high-profile exit of UnitedHealthcare, but to gain a broader perspective, CHIR experts examined the first quarter earnings calls and regulatory filings for some of the largest, publicly traded insurers that participate in the marketplaces. Their latest article for the Commonwealth Fund shares what they learned. Continue reading