2017 Federal and State Marketplace Trends Show Value of Outreach

The fourth open enrollment period ended in early 2017, with dwindling momentum behind enrollment efforts at the federal level following the presidential election. In a new publication for the Commonwealth Fund, Emily Curran, Sabrina Corlette, Kevin Lucia and Justin Giovannelli provide an overview of potential factors influencing enrollment changes in the state-based marketplaces, including increased efforts that may have had a positive effect on final selections. Continue reading

Loss of Cost-Sharing Reductions in the ACA Marketplace: Impact on Consumers and Insurer Participation

In an updated article published on The Commonwealth Fund’s To the Point site, CHIR experts JoAnn Volk, Dania Palanker, Justin Giovannelli and Kevin Lucia examine the possibility that the Trump administration will pull the plug on the Affordable Care Act’s cost-sharing reduction subsidies, and discuss the potential consequences for individual health insurance markets and the consumers who rely on it. Continue reading

Affordable Care Act Repeal Efforts Would Impact State Laws, Too

With much of the attention about ACA repeal efforts focused on Washington DC, it’s easy to forget that repeal-and-replacement efforts would significantly affect state approaches to insurance regulation. In their latest article for The Commonwealth Fund’s To The Point blog, Kevin Lucia and Katie Keith examine what might happen in the 32 states and D.C. that have adopted state-level ACA protections. Continue reading

States That Leaned In on the Affordable Care Act Have Much to Lose

In the wake of the Affordable Care Act’s passage, 17 states embraced the chance to set up and manage their own marketplace and design an insurance market to meet local needs. In their latest article for the Commonwealth Fund, CHIR experts Sabrina Corlette, Emily Curran and Kevin Lucia review these states’ progress on expanding coverage and stabilizing their markets and find that they have much to lose if the law is repealed. Continue reading

A “Volatile Marketplace”: Second Quarter Earnings Calls Offer Glimpse of How Insurers Are Faring on ACA Marketplaces—and What 2017 Might Bring

In a turbulent year for the Affordable Care Act, health insurers’ second-quarter earnings calls and financial filings can offer a glimpse of how they are faring on the ACA marketplaces and strategies for 2017. In their latest publication for the Commonwealth Fund, CHIR experts Sabrina Corlette, Kevin Lucia and Emily Curran share key takeaways from these key insurance industry financial reports. Continue reading

State-Run SHOPs: An Update Three Years Post ACA Implementation

Small-business owners face unique challenges covering their employees; to lower barriers and increase options, the Affordable Care Act (ACA) created the Small Business Health Options Program (SHOP). In a new blog published by The Commonwealth Fund, CHIR experts Emily Curran, Sabrina Corlette, and Kevin Lucia evaluate the current state of these marketplaces three years into implementation. Continue reading

New Health Affairs Policy Brief Examines the Regulation of Health Plan Provider Networks

Limited networks have become increasingly common on ACA marketplaces, comprising almost half of all offerings during the first two years of the exchanges. In a new policy brief for Health Affairs, CHIR experts Justin Giovannelli, Kevin Lucia, and Sabrina Corlette examine what the states and the federal government are doing to ensure that marketplace plan networks are adequate and transparent. Continue reading