The Trump administration has finalized a new federal definition of short-term, limited duration insurance. In a new post for the State Health & Value Strategies project, CHIR’s Sabrina Corlette summarizes the final rule and outlines the policy and regulatory options for states wishing to protect consumers and stabilize their insurance markets. Continue reading
Through both inaction and design, federal policymakers have put the onus on states to ensure access to affordable, adequate health insurance. In a new work for The Commonwealth Fund, CHIR researchers are launching an interactive map that will track and describe state actions likely to affect residents’ access to individual market coverage. Continue reading
The Trump administration recently decided to suspend payments under an obscure Affordable Care Act program called risk adjustment. The issue is technical and full of jargon, but at bottom it’s about undermining protections for people with pre-existing conditions. CHIR’s Sabrina Corlette explains why. Continue reading
The Trump administration has released new rules to expand the availability of association health plans that are exempt from many of the Affordable Care Act’s consumer protections. In her latest article for State Health & Value Strategies’ Expert Perspectives blog, CHIR’s Sabrina Corlette covers key provisions of the new policy and digs into the implications for states, insurance markets, and the consumers and small businesses that purchase private coverage. Continue reading
The Departments of Labor, Health & Human Services, and Treasury received over 9,000 comments on their proposed rule to expand the availability of short-term, limited duration insurance. CHIR reviewed comments submitted by stakeholders to better understand how the public is responding to the proposal. In part three of our four-part series, CHIR’s Sabrina Corlette summarizes feedback from state insurance departments and marketplaces. Continue reading
Insurers have started to propose some pretty eye-popping premium increases for Affordable Care Act coverage in 2019. CHIR expert Sabrina Corlette dug deep into the companies’ actuarial memos to find out what’s causing the price hikes & found that recent changes in federal policy are making a big difference. Continue reading
The Trump administration is expected to shortly finalize new rules expanding the availability of association health plans (AHPs) that are exempt from key Affordable Care Act regulations and standards. In a new article for The Actuary, CHIR’s Sabrina Corlette joins co-authors Josh Hammerquist and Pete Nakahata to provide an overview of federal and state AHP regulation and estimate the impact of AHPs on the ACA-compliant individual market. Continue reading
The Trump administration has released a new final rule to govern the Affordable Care Act’s individual and small-group markets, known as the 2019 Notice of Benefit and Payment Parameters. The rule includes an expansion of states’ role over the ACA’s health plan benefit and affordability provisions. In her latest Expert Perspective for the Robert Wood Johnson Foundation’s State Health and Value Strategies Program, Sabrina Corlette untangles the rule and its implications for state decision-makers. Continue reading
In this final blog in our series reviewing stakeholder comments on the Department of Labor’s proposed rule to expand Association Health Plans, CHIR’s Emily Curran summarizes responses from the National Association of Insurance Commissioners and nine state departments of insurance (DOI). While the DOIs expressed some areas of support for the proposed rule, their comments were largely negative, with most expressing deep concerns about the rule’s ambiguity. Continue reading
Researchers from Georgetown CHIR and the Urban Institute have released a new report documenting the findings from a series of interviews with insurers participating in the Affordable Care Act marketplaces. We share a summary of key takeaways here. Continue reading