It’s Not Time to Give Away Consumer Protections for Cost-Sharing Reduction Reimbursements

In the wake of a White House decision to end reimbursements to insurers for cost-sharing reduction (CSR) plans, a bipartisan agreement has emerged in Congress to restore them. However, negotiators are coming under pressure to make additional changes that would increase the number of uninsured and roll back protections for people with pre-existing conditions. CHIR’s Dania Palanker takes a look at what’s at stake and why it’s not worth compromising key Affordable Care Act protections in exchange for CSR payments. Continue reading

States Work to Preserve Affordable Care Act Progress amidst Federal Disorder

It’s been a bumpy year for state insurance and marketplace officials, thanks to considerable uncertainty over the future of the ACA. CHIR’s Emily Curran highlights recent action suggesting that some states may be poised to reassert their authority over their insurance markets, as they work to maintain the ACA’s coverage gains and keep their markets stable. Continue reading

A Blow to Working Class Coverage

On the heels of multiple failed attempts to repeal the Affordable Care Act, President Trump attempts to do what Congress could not: roll back the ACA’s protections for people with pre-existing conditions. In an opinion piece for U.S. News & World Report, CHIR’s Sabrina Corlette breaks down the potential impact of the President’s recent executive order. Continue reading

New Executive Order: Expanding Access to Short-Term Health Plans Is Bad for Consumers and the Individual Market

President Trump signed a “very major” executive order related to health care that is “going to cover a lot of territory.” The executive order takes steps to roll back a consumer protection related to short-term health plans. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, and Emily Curran assess the proposed regulatory changes and their impact on consumers and insurance markets. Continue reading

Trump’s New Rule on Birth Control is Basically Discrimination Against Women

The Trump administration recently released regulations allowing employers, colleges, and universities to eliminate birth-control coverage from their health-benefit plans because of religious or moral objections. CHIR expert Dania Palanker explains how these new rules will allow employers and schools to discriminate against women while undermining the importance of women’s health. Continue reading

State Options Blog Series: Federal Regulators May Weaken ACA Essential Health Benefits Requirements, Creating Need for States to Protect Consumers

In the third of a multi-part blog series on state options in the wake of federal actions to roll back or relax Affordable Care Act regulation, Dania Palanker reviews potential changes to the essential health benefit standard and the implications for consumers. She discusses what state legislatures and insurance regulators can do to ensure consumers continue to access affordable health care services. Continue reading

In the Aftermath of a Natural Disaster and Have Questions about your Health Insurance Coverage? CHIR Experts Answer Some Frequently Asked Questions

In the wake of devastating natural disasters, consumers living in hurricane or wildfire affected areas may have questions about their marketplace health insurance. As marketplace open enrollment for 2018 coverage begins in less than a month, CHIR experts have put together answers to questions that consumers may be asking particularly around how these natural disasters affect their ability to sign up for or re-enroll into marketplace coverage. Continue reading

Graham-Cassidy 2.0: Taking Insurance Protections Out of the Individual Market

Another day, another version of the Graham-Cassidy bill. This new version makes numerous technical changes that continue to place health care for the roughly 90 million consumers who rely on the individual health insurance market or Medicaid at risk. CHIR expert Dania Palanker outlines how the bill could affect access to affordable coverage for women, people with chronic illness, older people, and others. Continue reading

The Next Round of Obamacare Regulations are Coming Soon: What Consumer Advocates Want to See

With the annual rule on marketplace operations and health plans expected this fall, we take a look at how consumer advocates responded to the Trump administration’s request earlier this summer on how it could reduce the regulatory burdens of the Affordable Care Act in the last of our three-part series. These comments, along with comments from insurers and state officials, may be used to inform future rulemaking, including the rule expected this fall.
Continue reading

State Options Blog Series: Federal Regulators Relax ACA Health Plan Oversight, Creating Opportunities and Challenges for States

In the second of a multi-part blog series on state options in the wake of federal actions to roll back or relax Affordable Care Act regulation, Sabrina Corlette reviews the new approach to health plan management in the federally run marketplaces. She discusses the implications for consumers and what state insurance regulators may need in order to enhance health plan oversight. Continue reading