Navigator Guide FAQ of the Week: What Are the Risks of Buying Off-Marketplace?

Open Enrollment in most states ends in just about two weeks, on December 15. While consumers are weighing their coverage options, we know that affordability is top of mind. Consumers who are ineligible for the Affordable Care Act’s tax subsidies might want to look outside of the marketplace for slightly better deals. We’ve collected a number of frequently asked questions from our Navigator Resource Guide on how to spot junk plans. Continue reading

This Thanksgiving, We’re Thankful for the Affordable Care Act’s Protections

It’s that time of year again. Our team at CHIR is heading far and wide for Thanksgiving, and as we gather around different tables, we’ll be sure to give thanks. One thing on our minds this season is our gratitude for the ongoing insurance protections provided by the Affordable Care Act. CHIR’s Rachel Schwab highlights some of the reforms we’re grateful for. Continue reading

The MEWA Files: Lifting the Curtain on DOL’s Investigation into AHPs and Other Fraudulent Health Plans

CHIR is releasing several thousand pages of Department of Labor (DOL) investigative records regarding Multiple Employer Welfare Arrangements (MEWAs), including Association Health Plans (AHPs), which it received through a 2018 Freedom of Information Act request. CHIR alumna Christine Monahan takes us through what is in these files and how you can access them yourself. Continue reading

Navigator Guide FAQ of the Week: Can I Get Help Paying for Coverage and Care?

Open Enrollment is in full swing in all 50 states and Washington, DC. As consumers consider their coverage options, many will qualify for subsidies to help pay for premiums and out-of-pocket expenses if they enroll in a plan through the marketplace. Throughout the enrollment period, CHIR is highlighting frequently asked questions from our recently updated Navigator Resource Guide. In this installation, we answer questions about financial assistance available to individuals and families. Continue reading

Can States Fill the Gap if the Federal Courts Overturn Preexisting Condition Protections?

The 5th Circuit Court of Appeals is expected to rule soon on the future of the Affordable Care Act in the Texas v. U.S. case. In their latest post for the Commonwealth Fund’s To The Point blog, CHIR’s Sabrina Corlette and Emily Curran evaluate whether states can protect their residents from the fallout, particularly for those with pre-existing conditions, and provide an update on the latest state efforts. Continue reading

Navigator Guide FAQ of the Week: Am I Required to Get Coverage?

Open Enrollment for marketplace coverage under the Affordable Care Act begins on November 1. To help assisters and consumers navigate this enrollment season, CHIR has updated its Navigator Resource Guide. Throughout Open Enrollment, we will highlight FAQs that are likely to be top of mind for consumers as they apply for and enroll in health coverage. This week, we are focusing on whether health insurance is still mandatory, and why it is important to have. Continue reading

As Maryland Charts a New Course for Lowering Barriers to Coverage, Feds Could Raise Them

Maryland is implementing a program that offers a new, easy way to enroll in comprehensive and affordable health insurance. At the same time, the federal government is considering ending auto renewal in the marketplaces, which facilitates millions of enrollments each year. CHIR’s Rachel Schwab takes a look at Maryland’s new program, and how state and federal enrollment policy can impact consumers’ access to coverage. Continue reading