Navigator Guide FAQ of the Week: Am I Required to Get Coverage?

Open Enrollment for marketplace coverage under the Affordable Care Act begins on November 1. To help assisters and consumers navigate this enrollment season, CHIR has updated its Navigator Resource Guide. Throughout Open Enrollment, we will highlight FAQs that are likely to be top of mind for consumers as they apply for and enroll in health coverage. This week, we are focusing on whether health insurance is still mandatory, and why it is important to have. Continue reading

Swimming against the Tide: Policies in State-Based Marketplace States Help Counter Negative Trends in Uninsurance Rates

The latest U.S. Census data show the uninsured rate for nonelderly adults is rising,  including among middle- and higher-income people who do not qualify for Affordable Care Act premium subsidies. Such an increase is partly attributable to policies implemented by the Trump administration to undermine the ACA. CHIR’s Olivia Hoppe explains that when it comes to individual market enrollment, however, national numbers mask significant differences in state-to-state performance. Continue reading

April Research Round Up: What We’re Reading

April showers bring May flowers, and plenty of health policy research. This month, CHIR’s Olivia Hoppe reviews studies on the burden of health care costs on families, the affordability of employer-sponsored insurance, the effects of hospital concentration on insurance premiums, and why Medicaid insurers hesitate to sell plans on the Affordable Care Act’s individual market. Continue reading

Stakeholders React to HHS’s Notice of Benefit and Payment Parameters for 2020. Part 3: Consumer Advocates

On April 18, 2019, the Department of Health and Human Services finalized changes to the Affordable Care Act marketplaces and insurance rules in the Notice of Benefit and Payment Parameters for the 2020 plan year. To gauge stakeholder reactions, CHIR reviewed a sample of these comments. In the third and final of our blog series, CHIR’s Olivia Hoppe summarizes responses from a selection of consumer advocates. Continue reading