New Georgetown-Society of Actuaries’ Report: Estimating the Impact of Association Health Plans on the Individual Market

The Trump administration is expected to shortly finalize new rules expanding the availability of association health plans (AHPs) that are exempt from key Affordable Care Act regulations and standards. In a new article for The Actuary, CHIR’s Sabrina Corlette joins co-authors Josh Hammerquist and Pete Nakahata to provide an overview of federal and state AHP regulation and estimate the impact of AHPs on the ACA-compliant individual market. Continue reading

A Mother’s Day Gift Basket from Congress and the Trump Administration

This Mother’s Day, both Congress and the Trump administration have put together a special gift basket of policies that continue to threaten access to health care for women, mothers, and families everywhere. From federal funding cuts to weaker benefit requirements, CHIR’s Rachel Schwab and Dania Palanker unwrap the presents and assess their potential impact on coverage. Continue reading

Short-Term, Limited-Duration Insurance and Risks to California’s Insurance Market

In a new California Health Care Foundation issue brief, CHIR’s Dania Palanker, Kevin Lucia, JoAnn Volk, and Rachel Schwab interviewed 21 stakeholders—including state officials, brokers and agents, insurers, and experts on California insurance markets to understand California’s short-term insurance market and how proposed federal regulatory changes could change the market. Their research finds that expanding the duration of short-term plans could increase their market and add to the destabilization of the individual health insurance market, including Covered California. Continue reading

The Future of the Affordable Care Act under President Trump: Stakeholders Respond to the Proposed Association Health Plan Rule. Part III: Insurers

The U.S. Department of Labor received over 900 comments on its proposed rule, which aims to promote the growth of Association Health Plans. In this third blog of our series examining feedback from stakeholders, we summarize comments from ten of the largest health insurers and associations. Continue reading

How Did State-Run Health Insurance Marketplaces Fare in 2017?

In a new Commonwealth Fund issue brief, CHIR’s Justin Giovannelli and Emily Curran interviewed leadership staff of 15 of the 17 state-run marketplaces to understand how states on the forefront of health reform perceived and responded to federal policy changes and political uncertainty in 2017. Their research finds that federal administrative actions and repeal efforts created confusion and uncertainty in 2017 that negatively affected state-run markets. Continue reading

Translating Coverage into Care: Answers to Common Post-Enrollment Questions

Open enrollment has ended, and almost 12 million individuals signed up for coverage through the state and federal marketplaces. While enrolling in health insurance raises an abundance of questions, selecting a plan is only the beginning. Once you’re in a plan, using your benefits, accessing care, and potential confusion about the Affordable Care Act’s (ACA) individual mandate bring their own set of challenges. To help answer common post-enrollment questions, we cracked open our trusty Navigator Resource Guide. Continue reading

Coalition Demands Crucial Information About Association Health Plan Rulemaking

On March 1st, a coalition of stakeholders, including Georgetown University’s Center on Health Insurance Reforms (CHIR), the DC Health Benefit Exchange, the Acting Attorney General of Hawaii, AFL-CIO, Center on Capital & Social Equity, Families USA, National Alliance on Mental Illness, National Partnership for Women & Families and the Small Business Majority released a letter calling on the Department of Labor (DOL) to withdraw or substantially delay the proposed regulation regarding Association Health Plans (AHPs). Continue reading

Short-Term, Limited Duration Insurance Proposed Rule: Summary and Options for States

New proposed rules from the Trump administration would loosen current federal restrictions on short-term, limited duration insurance products. In their latest brief for the State Health & Value Strategies program, CHIR experts Sabrina Corlette, JoAnn Volk, and Justin Giovannelli summarize the proposed rule and its potential impacts and provide a menu of options for states seeking to protect consumers and stabilized their individual markets. Continue reading

Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

The Trump administration issued proposed rules on February 20, 2018 that rescind Obama-era restrictions on short-term, limited duration insurance products. This action, if finalized, would leave regulation of short-term health plans almost entirely to states. In their latest post for The Commonwealth Fund’s To the Point blog, CHIR experts Dania Palanker, Kevin Lucia, Sabrina Corlette and Maanasa Kona review current short-term plan standards in a sampling of 10 diverse states. Continue reading